Money and Debt

This section covers the financial challenges that gambling harm creates for small business owners, including unpaid bills, tax debts, damaged credit ratings and threats to business survival. It offers practical guidance on immediate money problems like missing VAT payments or supplier invoices, as well as longer-term issues like bankruptcy and financial recovery.

Self-employed people face particular risks because business and personal finances are often closely linked, especially for sole traders. These articles explain how to protect essential business funds, prioritise payments during a crisis, and manage conversations with HMRC, banks and creditors when gambling has caused financial harm.

The guidance recognises that admitting money problems is difficult, but focuses on realistic steps you can take to limit damage and begin to regain control of your business finances.